Banking-Grade API Infrastructure

The Vault Behind Your Financial Product

Connect to a secure, fully compliant banking API layer in minutes — not months. Purpose-built for fintechs, neobanks, and embedded finance teams that cannot afford downtime or regulatory gaps.

🔒SOC 2 Type II
PCI DSS Level 1
99.99{3b5b68447c6d15d2ccfd68bcfac00cf9e6dd4b2463e0077af4fcfb906dc4b9c2} SLA
erebor-bark — Account Balance API
$ curl -X GET https://api.erebor-bark.io/v1/accounts/acc_9xK2mP/balance
-H "Authorization: Bearer ek_live_••••••••••••••••"
-H "Content-Type: application/json"
# 200 OK — 38ms
{
"account_id": "acc_9xK2mP",
"currency": "USD",
"available": 284610.55,
"pending": -1250.00,
"ledger": 285860.55,
"status": "active",
"last_updated": "2025-01-15T09:42:11Z"
}
200 OK
38ms
REST v1.4.2LIVE
TLS 1.3 encrypted · ISO 27001 certified endpoints
$4.2B
Transactions Processed
Across global markets
99.99{3b5b68447c6d15d2ccfd68bcfac00cf9e6dd4b2463e0077af4fcfb906dc4b9c2}
Uptime SLA
Enterprise-grade reliability
180+
Supported Currencies
Including crypto & fiat
<80ms
Avg. Response Time
P99 latency guaranteed
API Product Suite

Every financial primitive,
one unified API.

erebor-bark delivers the core building blocks of modern banking infrastructure — composable, compliant, and production-ready from day one.

Account Management

Provision, configure, and close accounts programmatically with full audit trails and real-time balance visibility.

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Payment Rails

Route transactions across ACH, SWIFT, SEPA, and RTP networks with sub-second settlement confirmation and zero downtime.

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KYC & AML Compliance

Automate identity verification and anti-money-laundering screening against 300+ global watchlists in milliseconds.

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Real-Time Ledgering

Maintain double-entry ledgers with immutable event sourcing, ensuring every cent is accounted for at microsecond precision.

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Multi-Currency FX

Execute foreign exchange across 150+ currencies with institutional-grade rates, transparent spreads, and live conversion APIs.

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Fraud Detection

Intercept fraudulent activity before settlement using adaptive ML models trained on billions of transaction signals.

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Developer Experience

Integrate in Minutes,
Not Months

Banking-grade infrastructure shouldn't mean banking-era developer experience. erebor-bark is built for engineers who move fast.

payments.js
1const erebor = require('erebor-bark');
2
3const client = new erebor.Client({
4 apiKey: process.env.EREBOR_API_KEY,
5 environment: 'sandbox'
6});
7
8// Initiate a payment transfer
9const transfer = await client.payments.create({
10 amount: 25000,
11 currency: 'USD',
12 source: 'acct_7f3a9b2c',
13 destination: 'acct_1e8d4f6a',
14 metadata: {
15 reference: 'INV-2024-0091',
16 category: 'B2B_SETTLEMENT'
17 }
18});
19
20console.log(transfer.id);
21// → txn_9xKp2mLqRvNs4T
200 OK142ms · erebor-bark API v2

Auto-Generated SDKs

Production-ready client libraries for Node.js, Python, Go, Java, and Ruby — always in sync with our latest API spec. Zero manual maintenance required.

Sandbox Environment

A full-fidelity testing environment mirroring production — including realistic bank rails, synthetic accounts, and simulated failure modes.

Webhook Subscriptions

Real-time event delivery with guaranteed ordering, automatic retries with exponential backoff, and HMAC-SHA256 payload signatures for every event.

Versioned Endpoints

Semantic API versioning with a 24-month deprecation window. Migrate on your timeline — not ours. Full changelog and migration guides included.

Browse Full Docs

OpenAPI 3.1 spec · Interactive Playground · Full SDK reference

Bank-Grade Security

Built Inside the Vault

erebor-bark is architected from the ground up for regulated financial environments. Every layer — from wire to database — is audited, encrypted, and certified to meet the standards that institutional finance demands.

SOC 2 Type IICertified

Annual third-party audit of security, availability, and confidentiality controls.

PCI DSS Level 1Certified

Highest tier of payment card industry data security compliance for card-present and card-not-present environments.

GDPRCertified

Full compliance with EU data protection regulation, including data residency options and right-to-erasure APIs.

ISO 27001Certified

Internationally certified information security management system governing risk, access, and incident response.

FinCEN RegisteredCertified

Registered money services business with the Financial Crimes Enforcement Network, meeting all BSA/AML obligations.

Security Architecture

End-to-End Encryption

All data in transit is protected by TLS 1.3. Data at rest is encrypted using AES-256 with customer-managed key support via AWS KMS and HashiCorp Vault.

Tokenization

Sensitive PAN, account, and identity data is tokenized at ingestion. Tokens are irreversible outside our secure vault cluster — raw values never traverse your infrastructure.

Role-Based API Key Scoping

Issue scoped API keys with granular permissions — read-only, transaction-initiation, admin — with per-key IP allowlists, expiry dates, and full audit trails.

Immutable Audit Logs

Every API call, authentication event, and configuration change is written to a tamper-evident, append-only log stream with SIEM export and 7-year retention.

Continuous Compliance Monitoring

Real-time posture checks run 24/7 across all infrastructure layers

99.99{3b5b68447c6d15d2ccfd68bcfac00cf9e6dd4b2463e0077af4fcfb906dc4b9c2}

Uptime SLA

<15 min

Incident Response

256-bit

AES Encryption

Trusted by Builders

The infrastructure behind modern fintech

From seed-stage startups to regulated financial institutions, teams at every scale rely on erebor-bark to move money and data with confidence.

Powering transactions for

NNovaPayPayments
LLedgeCoAccounting
CClearPath FinancialLending
VVaultStreamTreasury
AAxisBank ProBanking
FFlowCapitalInvesting
"
We integrated erebor-bark's core banking APIs in under two weeks — something that would have taken us six months with any other provider. The documentation is exceptional, the SDKs are first-class, and the sandbox environment mirrors production with surgical precision. Our engineering team finally has infrastructure they can trust.
11 daysto full production integration
IM
Isabelle Montfort
Chief Technology Officer · NovaPay
Verified
"
Uptime reliability was our primary concern when selecting a banking API partner. erebor-bark has maintained 99.998{3b5b68447c6d15d2ccfd68bcfac00cf9e6dd4b2463e0077af4fcfb906dc4b9c2} availability across our entire transaction stack for fourteen consecutive months. Their incident response SLA is not a marketing promise — it's a contractual commitment they've never missed. That kind of dependability is the foundation of our product.
99.998{3b5b68447c6d15d2ccfd68bcfac00cf9e6dd4b2463e0077af4fcfb906dc4b9c2}uptime over 14 months
MT
Marcus Thelwell
CTO & Co-Founder · VaultStream
Verified

Join 200+ financial teams already building on erebor-bark infrastructure. Talk to our team →

Transparent Pricing

The right plan for
every stage of growth

Start free, scale as you grow. erebor-bark pricing is straightforward — no hidden fees, no per-seat surprises, no lock-in.

Starter

Perfect for developers exploring the platform and building prototypes.

Free
Up to 10,000 API calls/month
  • Full REST & WebSocket API access
  • Sandbox environment
  • Standard rate limits
  • Community support
  • Detailed request logs (7-day retention)
Start for Free

No credit card required

Most Popular

Growth

For scaling fintechs that need reliability, higher throughput, and priority support.

$149/month
Up to 2,000,000 API calls/month
  • Everything in Starter
  • Production environment
  • Elevated rate limits
  • Webhook event delivery
  • Email & Slack support (24h SLA)
  • Log retention — 90 days
  • 99.95{3b5b68447c6d15d2ccfd68bcfac00cf9e6dd4b2463e0077af4fcfb906dc4b9c2} uptime SLA

Enterprise

For institutions requiring dedicated infrastructure, compliance tooling, and SLAs.

Custom
Unlimited API calls
  • Everything in Growth
  • Dedicated infrastructure
  • Custom rate limits & bursting
  • SOC 2 Type II & PCI DSS reports
  • Dedicated account manager
  • 99.99{3b5b68447c6d15d2ccfd68bcfac00cf9e6dd4b2463e0077af4fcfb906dc4b9c2} uptime SLA
  • SAML SSO & audit logs

Need a full breakdown of features and limits?

View the complete pricing page — including add-ons, regional pricing, and annual billing discounts.

See Full Pricing
erebor-bark

Banking-grade API infrastructure built for modern finance. Connect, comply, and scale with confidence.

Email Support

[email protected]

Headquarters

340 Pine Street, Suite 800
San Francisco, CA 94104

© 2026 erebor-bark. All rights reserved.

All systems operational